Insurance,
rated honestly.
We structurally analyze Indian health insurance policies — exposing loopholes, scoring transparently across 5 dimensions, and personalizing for your exact profile.
16 policies · 12 insurers · Updated for 2025-26
From policy document to
personal decision.
We read the fine print
Every policy document is structurally analyzed — room rent limits, co-pay clauses, disease sub-limits, waiting periods, and hidden exclusions that agents won't mention.
Deterministic scoring
Each policy is rated 0–100 across 5 weighted dimensions: Coverage Strength (25%), Claim Friendliness (20%), Hidden Restrictions (20%), Waiting Period Risk (15%), and Value for Money (20%). Same policy → same score. Always.
Personalized to you
Answer 6 questions about your medical history, budget, and hospital preference. We recalculate every dimension for your specific risk profile — no guessing, no AI randomness.
Policies Analyzed
Indian Insurers
Scoring Dimensions
AI in Scoring
Ranked Insurance Policies
Our highest-scoring plans from Indian insurers, analyzed independently